On the alleged infringement by Italy of European legislation on credit agreements for consumers 

Carmelo Potenza
Petition is directed to
Petitionsausschuss des Europäischen Parlaments
0 Supporters 0 in Europäische Union
0% from 1.000.000 for quorum
  1. Launched September 2019
  2. Collection yet 5 months
  3. Submission
  4. Dialog with recipient
  5. Decision

Dies ist eine Online-Petition of the European Parliament. If you click "sign", you will get forwarded to get registered with the website of of the European Parliament:


The petitioner alleges that Italy infringes European legislation on credit agreements for consumers, in particular, Directive 2008/48/EC. He maintains that Italian law requires banking intermediaries to carefully assess creditworthiness before granting loans, and that there is no penalty whatsoever for those who infringe this obligation. This situation means that people applying for a mortgage or a loan lack the necessary protection, while being exposed to situations of over-indebtedness. He claims that he himself has suffered financial damage amounting to thousands of euros. He has written to the Bank of Italy and the European Central Bank on this matter, but has not received any reply. He therefore asks the European Parliament to ensure that Italy complies with the relevant European legislation.

Thank you for your support, Carmelo Potenza

Not yet a PRO argument.

No CONTRA argument yet.

Help us to strengthen citizen participation. We want your petition to get attention and stay independent.

Donate now